Pointwise
Know what your credit card points are worth, and which card to use for every purchase.
The problem
Every Indian credit card has its own reward rules, caps and exclusions, and they keep changing. Most people don't know what their points are actually worth, so they redeem them the wrong way or use the wrong card and lose real money. For example, 10,000 AU Zenith points are worth ₹2,500 as vouchers but ₹10,000 as travel.
Why it exists
Card rewards are confusing by design, and the information is scattered across bank pages, terms PDFs and change notices. Pointwise exists to do that hard work for you: it turns messy bank rules into clear, checked guidance on how to use your points and which card fits each purchase and your spending habits.
Vision / purpose
A future where every credit card user in India gets the full value of their rewards. Pointwise aims to become the go-to guide for using points and choosing cards, so that no one leaves money on the table again.